That is why you need to make sure that you are doing it right! The BEST thing that you can
do for yourself is to be organized, make a checklist and go through it. By keeping on top
of your plan you will most likely have a higher success rate!
| Be an informed buyer. Gather as much information as you can. The more information you have the more effective you become! |
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| Determine what you are looking for in a house. That includes both your NEEDS and WANTS!! |
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| Talk with a LENDER to see how much you can afford. Begin the process of getting pre-qualified or pre-approved! This will help strengthen your offer once you have found your dream home and your agent will need it! |
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| FIND an AGENT Find one that you feel comfortable with and you can trust. Find an agent before you go looking for a house or you may end up without any representation. Please give me a call or email me, so, I can inform you of the benefits of having a buyers agent. |
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| With your AGENT sit down and familiarize yourself with the various types of houses that are on the market. Let me know what your needs and wants are, that way I can set up a "special" personalized search for you. |
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| Have a question on the home buying proceess? You can email me at robertkerxton@aol.com and I would be more than happy to answer your questions. |
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| Still have questions about about Real Estate? Check out the list of terms and definition. | |
| Ready to start HOUSE HUNTING? Create a list of everything that you need in a house and everything that you want in a house and check them off for each house that you visit. It is a great way to keep track of the houses that you have visited and the ones that you like the most!! |
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| It is important for you to become familar with how to set VALUE to a home. This can save you a lot of time and energy. If you still have questions on determing value, please contact me by phone or email. |
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| Don't forget to ask your agent about Home Warranties and what they do and do not protect. | |
| Write an OFFER! You have found your "dream home"! I would be more than happy to help you thru this! |
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| I will negotiate the BEST possible, price, terms and conditons on your behalf! | |
| By this time, you should have already applied for a mortgage, if not apply for one NOW!! | |
| Now, it is time to schedule a Home Inspection. Protect yourself do not skip this inspection! | |
| You are going to need Homeowners Insurance. Now is the time to compare the different companies and what they offer. Don't forget that this is a long term expense, so getting a good deal here will bring savings down the road. |
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| Need to schedule a settlement attorney and time to "close" on your dream home. | |
| Make the moving plans! If you are using a moving company or getting a little help from your friends, confirm/remind them of the date and time of the move! |
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| Get final LOAN APPROVAL from Lender! If you have given the lender all the information that he/she has asked for this will be the easiest step of all! Also, ask the lender how much you are going to need to bring to settlement. |
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| Do the final walk-thru on your "new" home! | |
| Final closing and settlement!!! | |
| CONGRATULATIONS!! You are now official home owners! Move in, unpack those boxes and ENJOY IT! |