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Be an
informed
buyer.
Gather as
much
information
as you can.
The more
information
you have the
more
effective
you become! |
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Talk with a
LENDER to
see how much
you can
afford.
Begin the
process of
getting
pre-qualified
or
pre-approved!
This will
help
strengthen
your offer
once you
have found
your dream
home and
your agent
will need
it! |
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FIND an
AGENT and
sign a
"Buyer
Agency
Agreement"
Find one
that you
feel
comfortable
with and you
can trust.
Find an
agent before
you go
looking for
a house or
you may end
up without
any
representation.
Please give
me a call or
email me,
so, I can
inform you
of the
benefits of
having a
buyers
agent. |
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With your
AGENT sit
down and
familiarize
yourself
with the
various
types of
houses
that are on
the market.
Let me know
what your
needs and
wants are,
that way
I can set up
a "special"
personalized
search for
you. |
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Have a
question on
the home
buying
process? You
can call or
email me
anytime at
rkerxton@LNF.com
and I would
be more than
happy to
answer your
questions. |
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Ready to
start HOUSE
HUNTING?
Create a
list of
everything
that you
need in a
house and
everything
that you
want in a
house
and check
them off for
each house
that you
visit. It is
a great way
to keep
track of the
houses that
you have
visited and
the ones
that you
like the
most!! |
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It is
important
for you to
become
familiar
with how to
set VALUE to
a home. This
can save you
a lot of
time and
energy. If
you still
have
questions on
determining
value,
please
contact me
by phone or
email. |
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Don't forget
to ask your
agent about
Home
Warranties
and what
they do and
do not
protect.
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You have
found your
"new home"!
Meet with
your agent
to write an
offer! |
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I will
negotiate
the BEST
possible,
price, terms
and
conditions
on your
behalf! |
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After
Contract
Ratification
its time to
apply for a
mortgage
loan! |
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Schedule
your Home
Inspection.
Protect
yourself do
not skip the
inspection! |
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You are
going to
need
Homeowners
Insurance.
Now is the
time to
compare the
different
companies
and what
they offer.
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Schedule the
settlement
time to
"close" on
your new
home. |
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Establish
utilities in
your name
and make
moving
plans! I can
help you
coordinate
all of
these! |
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Get final
LOAN
APPROVAL
from Lender!
The lender
will tell
you how much
money you
will need to
bring to
settlement.
(Must be
Certified
Funds). |
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Do the final
walk-thru on
your "new"
home! |
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Final
closing and
settlement!!! |
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CONGRATULATIONS!!
You are now
official
home owners!
Move in,
unpack those
boxes and
ENJOY HOME
OWNERSHIP! |
